From now on, I am insured for over EUR 100,000 with NN. Can I switch to another type of insurance to stay under this limit?
There is no point in transferring your insured capital from one Branche 21 / Tak 21 product to another considering that the guarantee of the Guarantee fund applies to the sum of all your Branche 21 / Tak 21 capital. See which NN products fall under the protection of the Guarantee fund here .