In implementation of national and international legislation, the insurer reserves the right to reject the stated transactions in the following cases: Increasing the periodic premium, paying an additional lump-sum premium, increasing existing coverages, as well as extending or renewing the insurance...
In Erfüllung nationaler und internationaler Vorschriften behält sich der Versicherer das Recht vor, in folgenden Fällen die jeweils genannten Transaktionen zu verweigern: Erhöhung der periodischen Prämie, Bezahlung einer zusätzlichen Einmalprämie, Erhöhung bestehender Deckungen sowie Verlängerung...
As a self-employed person with a company, you can build up a supplementary pension through an individual pension agreement (IPA), but the historically low rates affect the return. Let us explain how you can benefit from a better return for your IPA. Due to the low interest rates, the returns for...
Giving property as a gift in Wallonia may be more advantageous as of 1 September 2018. Two measures are now in force, with a decrease in gift tax and an additional incentive for people who carry out energy savings works. Decrease in gift tax The Walloon Region has lowered the property gift tax...
People who work do not necessarily work full time. A significant part of the working population has part-time jobs. Working part-time may be a choice, and may also be a way to avoid unemployment. Some people work their entire career part-time, other people do so for a given period, for example when...
You can find out here how a divorce can affect a person who has worked. Now, let us examine the issue from the point of view of the spouse of the person who has worked. How does this affect the pension of the spouse who has (almost) never worked? Let us take the following situation as an example: a...
We have discussed the survivor's pension or transition allowance which a widow/widower who is still working is entitled to in the event of the death of his/her spouse. But what happens if the beneficiary is retired ? There are two possibilities in this case. SEPARATE PENSIONS In the first case,...
You make payments towards your pension savings plan for many years, but die before being able to take advantage of it. Who will receive your capital? And what role will the tax authorities play in this? Capital The capital which will be distributed among your heirs after your death will depend on...
The stock markets are at a low ebb, a trade war between the United States and China remains possible and Europe is suffering from major political uncertainty with the endless negotiations on Brexit and the financial concerns regarding Italy. We discussed these subjects with Evert Van Meeuwen,...