Pension

As a self-employed professional, you manage your own work and you also wish to provide for your future yourself. NN has specific solutions available for you that prepare you financially for a well-deserved retirement. This allows you to deal effectively with the, sometimes large, gap between the resources available to you as a self-employed professional and your statutory pension after retirement. In addition, these options allow you to choose from savings plans that are interesting from a tax perspective.

 Individuele Pensioentoezegging Scala Privilege: spaar voor je aanvullend pensioen via je vennootschap

Scala Privilege Individual Pension Agreement: save for your supplementary pension through your company

A tax-efficient Branche 23 / Tak 23(1) or Branche 21 / Tak 21 solution that allows you to build up a supplementary pension through your company
If you opt for Branche 23 / Tak 23(1): an extensive selection of funds to suit every investor profile, ranging from the defensive to the dynamic
Invest cost-effectively in property via a bullet loan, advance or notarised pledge(2)
Additional guarantees are available to protect your family and your income in the event of your death or incapacity for work
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Groepsverzekering voor bedrijfsleiders Scala Executive: een aanvullend pensioen voor bedrijfsleiders

Scala Executive group insurance for company directors: a supplementary pension for company directors

A tax-efficient Branche 23 / Tak 23(1) or Branche 21 / Tak 21 solution that allows you to build up a supplementary pension through your company
If you opt for Branche 23 / Tak 23(1): an extensive selection of funds to suit every investor profile, ranging from the defensive to the dynamic
Invest cost-effectively in property via a bullet loan, advance or notarised pledge(2)
Additional guarantees are available to protect your family and your income in the event of your death or incapacity for work
Read more
 Vrij Aanvullend Pensioen voor Zelfstandigen Scala Free Pension: de must voor elke zelfstandige

The Scala Free Pension - a Private Supplementary Pension for the Self-Employed: a must for every self-employed professional

A tax-efficient Branche 21 / Tak 21 solution as a supplement to your statutory pension
Annual contribution subject to the current tax limit
You pay reduced social contributions and personal income tax
Invest cost-effectively in property via an advance or notarised pledge(2)
Profit shares can be invested in Branche 23 / Tak 23(1) funds
Additional guarantees are available to protect your family and your income in the event of your death or incapacity for work
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Footnotes

  1. Branche 23 / Tak 23: In Branche 23 / Tak 23 investments, neither the capital nor the return are guaranteed. The risk is fully borne by the policyholder. Your return will depend on the evolution in the value of the underlyings. There is no entitlement to profit sharing.
  2. An advance or registered pledge is possible if it concerns an improvement, renovation or repair of real estate located in the European Economic Area that will generate taxable income for the insured.