Right to be forgotten

The right to be forgotten ensures that a past illness no longer always has to be declared when applying for insurance. For cancer, the disclosure obligation usually expires after five years without recurrence. For chronic illnesses, this obligation remains, but its impact is legally limited through a reference framework. The rules vary depending on the insurance product. If you meet the conditions, a previous cancer will no longer affect your application, premium, or terms.

Right to be forgotten: what does it mean for your insurance?

Suppose you once had cancer, but have been cured for several years now. Your life is back on track and you are making plans for the future. Perhaps you want to buy a home or protect your income. But what about that medical history? Do you still need to disclose it when taking out insurance? The right to be forgotten ensures that, in many cases, this is no longer necessary. We explain how it works.

Important documents

Outstanding balance insurance: Annex 1
Disability insurance / Guaranteed income insurance: Annex 2