Financing property: how attractive would an advance on your IPT pension benefits be?
Looking to build or refurbish a property as a self-employed person? If you are, you can set up a usufruct structure or take out a bullet loan to access the funds you need. You can also draw down an advance on your individual pension commitment (IPT). This makes a very attractive option: your money is made available to you immediately at a low interest rate – plus you can already enjoy part of your retirement savings now. Find out about the options your IPT pension has to offer.
The affordable way to invest in property with a bullet loan
Are you self-employed, have your own business and want to buy a holiday home or (re)build your family home? Then you should certainly consider combining a bullet loan with an Individual Pension Commitment (IPT). Your company will pay the premiums for your IPT and you’ll enjoy a tax benefit via the amount of interest paid. Look below and find out whether a bullet loan is attractive for company directors like you.
The NN solutions for your property
Bullet loans for company directors: beneficial for you?
With this particular mortgage loan, you only pay interest during the term. On the maturity date, you pay back the capital in one go using the lump sum from your (pension) insurance policy.
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