As a senior company executive, you naturally play a key role in your company. If, is the result of illness or an accident, you are unable to run your company any longer, this will also have an impact on the performance and income of the business, whereas the bills will keep on coming in. At times such as these, a Scala Keyman business policy will ensure the stability of your company.
Ensure the financial stability of your company as a key executive
Make sure that the fixed overheads of your business continue to be covered: car, computer, telephone, staff, etc.
Financial continuity if you or another key person should be (temporarily) unable to work
This product enables the company to protect itself against the financial consequences of the death and/or work disability of its self-employed company manager.
This product is intended for companies for which the financial consequences of losing the company manager as the work of work disability or death are so great that their continued existence would be jeopardised.
This product is not suitable for building up a pension.
Benefits
If you or another key executive is unable to work as the result of illness, accident or death, this insurance policy will ensure that the financial continuity of your company is guaranteed. The premiums are paid by the company and are tax-deductible.
Your company is the beneficiary of any outpayments.
Taxes on premiums
Death premium
A tax of 4.40% applies.
Tax benefit: deductible for the company
Work disability premium
A tax of 9.25% applies
Tax benefit: deductible for the company
Outpayment for death
This payment is a taxable income for the company and is subject to corporation tax (25% from 2020 financial year)
Minimum insured death benefit of Eur 1,000
Minimum insured monthly invalidity interest of Eur 1,000
Read full details in the financial information sheet
Product sheet Scala Keyman (607.17 KB)
It is necessary to read the Information Financial Fact Sheet & the General Terms and Conditions before purchasing, registering, entering into, accepting, signing or opening a NN Scala Keyman
If you have a complaint about your NN policy, please contact NN, Quality Care Center, 38 Fonsnylaan, 1060 Brussels. Send an e-mail in the first instance to klachten@nn.be. Or contact the Consumer Ombudsman Service at the Insurance Ombudsman, 35 de Meeûssquare, 1000 Brussels. Tel: +32(0)2 547 58 71, fax: +32(0)2 547 59 75, info@ombudsman.as, www.ombudsman.as. It is also possible at all times to take legal action.
