As an employer or HR manager, you are always seeking ways to keep your employees as motivated as possible, or to tempt high-performers into joining your company. What better weapon is there in the war for talent than an attractive pension plan? As an employer, the premiums are also tax deductible, so everyone is happy!
Then make sure to learn what Alto Bonus can offer you.
Alto Bonus is a Cash Balance plan with financing in collective management under Branche 23 / Tak 231. This is a group insurance policy that uses variable remuneration to build up a supplementary pension for your employees.
What makes Alto Bonus unique is that the pension premium is linked to your employees' performance. That's why it's called a "bonus" pension plan.
A bonus pension plan is much more financially attractive for your employee than a pay rise.
The premiums are deductible as business expenses within the limits of the 80% rule2.
With a Branche 23 solution1, there is no guaranteed return3 and it is possible for good years to be followed by bad ones. However, the long term nature of a group insurance policy means that risks even out, and there is a greater chance that you will be able to meet your financial obligations in full so that your employees can benefit from a healthy boost to their pension pots.
It's also worth thinking about convenience. As an employer, you choose from an extensive range of investment funds in Branch 231, defensive and dynamic. Through the various profile funds, you can easily choose which risk you want to take, without being responsible for active management. That leaves you in the safe hands of our experts.
Thanks to the online My WorkPlace application, you have access to everything you need to easily and securely manage your group insurance policy wherever and whenever you want – 24 hours a day, 7 days a week.
Is one of your employees planning a real estate project? With this group insurance policy, you can give them the chance to finance their plans at a better rate, by means of an advance payment4 on their contract, which comes with some extremely attractive terms. This arrangement will not result in any paperwork for you, as NN will arrange everything directly with the employee involved.
The premiums are deductible as business expenses within the limits of the 80% rule2.
If you have any questions as an employer, then you can get in touch with one of our independent brokers.
Or send an email to EBsolutions@nn.be. An NN Employee Benefits Consultant will then quickly get in touch to offer you advice and support.
Before you sign your insurance policy, it is essential to go through the following information.
The Branch 23 version of this product is not suitable for US Persons. With regard to the Branch 23 version, NN Belgium Ltd. does not act under the supervision of the American regulator SEC. Click here for more information.
We carefully analyse your company's situation, before offering you a custom solution based on the often complex reality of your business.
You can rely on personal support as you introduce your plan. We will also explain the added value of the group insurance policy to your staff – after all, your investment deserves to be properly appreciated.
Are you already an Alto Cash Balance user? Then we will provide a non-binding in-depth analysis.
Find out how we can help you launch your pension plans and carry out interim evaluations
Choose even greater simplicity and convenience with Alto Cash Balance, which is customised for SMEs and large companies.
Using My Workplace, you can quickly and easily make adjustments to your insurance policies.
The reception structure is designed to hold group insurance policies from former employers.
