Scala Keyman company director insurance: protect your business

Bedrijfsleiderverzekering Scala Keyman: zeker van uw zaak

You are a key person in your company. What if you are unable to run your company any longer due to illness or an accident? No profits, no income, and yet the bills still keep coming through the door. A Scala Keyman company director insurance policy allows you to insure the stability of your company.
We make your company our business!

Is Scala Keyman right for you?

  • Are you a self-employed business director and do you play a crucial role in your company?
  • Do you want to safeguard the financial stability and the future of your company?
  • Do you want to guarantee payment of your company's overhead costs: your car, computer and phone, as well as your employees, rent and subscriptions?

Then Scala Keyman – NN's company director insurance – is definitely right for you.


What are the benefits?

Protection of the stability of your company: your overheads are covered

The main purpose of this insurance is to protect the financial continuity of your company should you or another key figure be (temporarily) put out of action due to an illness, accident or death.

The premiums are paid by your company and are tax deductible. Your company is also always the beneficiary of any payments.

Added protection for your company with these extra optional forms of cover:

In the event of incapacity for work:

- payment of an additional annuity in the event of incapacity for work due to illness or accident
- premium payment waiver while maintaining the cover provided by the Scala Keyman insurance
- payment of a fixed amount in the event of full and permanent incapacity for work due to an accident

In the event of death:

- payment of a fixed amount in the event of death; this can also be linked to the repayment of a loan (overdraft facility, mortgage, etc.)
- payment of a fixed amount in the event of death due to an accident

Your broker is there to help you. They can give you advice on:

- which types of cover are most suitable for you
- the payouts and premiums that you can specify for these

Premiums and taxes

Premiums

Minimum: EUR 1,500 /year or EUR 1,000 /year if combined with another Scala contract (excluding the Scala Free private supplementary pension).

General

Taxes on premiums

- death: 4.40%
- incapacity for work: 9.25%

Entry fees: maximum 7%

You can find all the details in the financial information sheet

Annual management fees

You can find all the details in the financial information sheet

On payout (tax)

You can find all the details in the financial information sheet

Term of the contract

The duration of your contract is entirely up to you.

Essential documents

Before you sign your insurance policy, it is essential to go through the following information.

Noodzakelijke informatie

Voor je deze verzekering onderschrijft, is het noodzakelijk om bovenstaande informatie door te nemen.

Documents nécessaires

Avant de contracter cette assurance, il est nécessaire de prendre connaissance des informations ci-dessus.

A well-earned pension

The Individual Pension Agreement (IPT) an attractive supplementary pension for the self-employed

Have you already thought about this?

Protection for the share ownership in your company

The best protection for your family

Death cover: less expensive than you might think, and instant peace of mind for the future!

Your unique life deserves a personal approach. That is why we are happy to help you find an independent broker in your area