- Are you aged between 18 and 64, and do you want to save for a supplementary pension as a private individual?
- Do you have a professional income and do you pay personal income tax in Belgium?
- Are you not making any capital repayments on a mortgage?
- Are you interested in a tax advantage of 30%?
- Are you looking for prospects with typically higher rewards in the long term?
If so, be sure to consider Tax-Beneficial Long-Term Saving. This can also be combined with Tax-Beneficial Pension Saving, as well as various other pension solutions for the self-employed.
What are the benefits and risks of NN Strategy Tax-Beneficial Long-Term Saving?
You can save while benefiting from a tax advantage
NN Strategy is an individual Branche 23 / Tak 232 life insurance contract designed for long-term savings. You also benefit from an annual tax advantage1 of 30%. Check the maximum amounts you can save tax-free here.
A Branche 23 / Tak 232 investment-linked insurance policy for typically higher rewards
The premiums are invested in our high-quality NN Life Patrimonial future fund2. In this way, you can aim for typically higher rewards in the long run2.
Is it risky to invest in Branche 23 / Tak 232?
Branche 23 / Tak 232 investment-linked insurance offers no guaranteed return or capital.
Your returns are determined by the performance of the investment fund within your contract, and the returns on that fund depend on fluctuations on the stock market.
If you want or are able to invest in investment funds for a short period then this will involve a financial risk, depending on the performance of the stock market. By regularly (periodically) saving money to your insurance plan, you can spread your investments over time.
Talk to your broker to find out your investor profile. This is essential for you to make sensible investments.
You don't need to make deposits every year, or to save the same amount every time. You can opt to make monthly, quarterly, six-monthly or annual deposits.
54: an age to remember!
If you take out your contract before the age of 55, you will pay a one-off flat-rate withholding tax of 10% when you turn 60. That means you won't need to pay any other taxes on your premiums for the following 5 years, while continuing to benefit from a tax advantage.
Are you aged 54 and still haven't taken out a long-term savings insurance policy? If so, now is the time to talk to your financial adviser.