Build savings with the flexibility of a life insurance policy
NN Strategy Branche 21 / Tak 21 is an individual Branche 21 / Tak 21 life insurance contract with no tax concessions in which your net deposits3 are guaranteed.In an NN Strategy Branche 21/ Tak 21 policy:
- you are free to choose the insured person and the beneficiary or beneficiaries
- you can take out supplementary guarantees
- you pay no withholding tax under certain conditions (see below)
- you can make regular transfers, starting from 40 euros per month
- you can also make a one-off deposit by investing a minimum sum of 2,500 euros. After that, you can then make additional deposits of at least 500 euros, whenever you wish.
A Branche 21 / Tak 21 savings-linked insurance policy for complete security
You benefit from the security of a guaranteed 0% interest rate1 on your net deposits3.
Choose between 2 funds, or opt for a combination of both:
- NN Eternal
- NN Eternal Alpha
How will a guaranteed 0% interest rate provide me with any return?
- This interest rate primarily means that your net deposits3 are guaranteed.
- Your effective return consists entirely of possible profit participation4. This is variable and is determined separately for each fund.
Dynamic investment of your profit participation4?
You can invest your profit participation2 in dynamic funds (Branche 23 / Tak 232) for typically higher rewards.
Each year, you benefit from a free switch between your funds.
Read all the details here: Options for NN Strategy funds
Talk to your broker to find out your investor profile and to determine which options are right for your investment and your profile. This is essential for you to make sensible investments.