Is NN Strategy Tax-Beneficial Pension Saving right for you?
- Are you aged between 18 and 64, and do you want to save for a supplementary pension as a private individual?
- Do you pay personal income tax in Belgium and are you interested in a tax advantage of 30%?
- Are you looking for prospects with typically higher rewards in the long term?
Then this is the solution for you. What's more, Tax-Beneficial Pension Saving can be combined with Tax-Beneficial Long-Term Saving and various other pension solutions for the self-employed.
The benefits and risks of NN Strategy Tax-Beneficial Pension Saving
You save up for a supplementary pension while benefiting from a tax advantage
What's more, there are no taxes payable on your premiums. Check the maximum amounts you can save tax-free here.
A Branche 23 / Tak 23 investment-linked insurance policy for typically higher rewards
Your premiums are invested in our high-quality NN Life Patrimonial future fund. This offers you the prospect of typically higher rewards over the long term.
Is it risky to save for your pension under Branche 23 / Tak 23?
Branche 23 / Tak 231 pension savings insurance offers no guaranteed return or capital.
Your returns are determined by the performance of the investment fund within your contract, and the returns on that fund depend on fluctuations on the stock market.
If you want or are able to invest in investment funds for a short period then this will involve a financial risk, depending on the performance of the stock market. By regularly (periodically) saving money to your pension plan, you can spread your investments over time.
Talk to your broker to find out your investor profile. This is essential for you to make sensible investments.
You don't need to make deposits every year, or to save the same amount every time. You can opt to make monthly, quarterly, six-monthly or annual deposits.
54: an age to remember!
If you take out your contract before the age of 55, you will pay a one-off flat-rate withholding tax of 8% when you turn 60. That means you won't need to pay any other taxes on your premiums for the following 5 years, while continuing to benefit from a tax advantage.
Are you aged 54 and still haven't taken out a pension savings insurance policy? If so, now is the time to talk to your financial adviser!